Posted on: 19 February 2016
Medical bills can build up very quickly if someone in your home has had a recent surgery or other type of illness. If you are having a hard time keeping up with them and finding yourself getting further and further behind, there are ways you can get financial assistance. Follow the tips below and you can save yourself from drowning.
Find Assistance Programs
There are many assistance programs that can help you get caught up on your medical bills, including, state social services, social security, and government disability programs. Some companies, such as Support 4 America LLC, can help you to set up bill payment plans.
If your bills have been turned over to creditors, they may be hounding you for the money. You should know that many states have laws in effect that will protect you from illegal or aggressive collection agencies. These laws also make sure you are charged the right price so you will not be overcharged for the medical services that you have received.
Sign Up for Medicaid
If you have a very low income, you may be able to get assistance from Medicaid. The type of assistance you will get depends on the state that you live in, however. If you have a higher income, you still may be able to get help if your medical bills are very high. If you are approved for Medicaid, they can help you keep future medical bills down so you do not find yourself in this problem again.
Talk with the Hospital
Set up an appointment to talk to the billing department of the hospital or doctor's office. Even though they likely have all of your medical bills in their computer system, you should still take the bills that you have with you. In some cases, they will work with you to bring your medical bill down. You will likely have to haggle with them, so make sure you are well prepared.
Crowdfunding is when people make small donations on a website to support a cause, such as for someone that cannot afford their medical bills. There are even some crowdfunding websites that are set up to exclusively help people pay their medical bills. Find a crowdfunding website by doing a search online. Once you find one, you can start setting it up. First, set your amount goal, and the website you choose will help you continue with the rest. You will need to provide information to people, such as what sickness you have, and how much you owe on your medical bills. Some crowdfunding websites will promote your site through social media for you. This is also a good way for you to promote it yourself, especially if you have a large following.
A lot of medical bills can be very stressful on you, but hopefully one of the options above will help you get caught up on them or even completely pay them off.Share